Understand Your Options to Prevent Foreclosure
Our experienced, HUD-certified, nonprofit housing counselors offer free, nonjudgmental and confidential support and guidance so that you can understand your options and rights to save your home or foreclose with a plan.
- Last year, 82% of homeowners who received our foreclosure prevention counseling were able to avoid foreclosure.
- Last year, 73% of our foreclosure counseling participants learned about additional housing resources.
- Last year, 79% of our foreclosure counseling participants worked with their housing counselor to develop a customized budget to assist them in stabilizing their situation.
*Data taken from monthly survey sent to individuals served.
Please note: Our Foreclosure Prevention Counseling Services are only offered in Minnesota.
How an LSS HUD-Certified Housing Counselor Can Assist:
- Review your current finances and give you a clear idea of your options and eligibility for a mortgage modification.
- Work with you to submit paperwork (including assistance with writing a financial hardship letter if needed) to your mortgage company to apply for a mortgage modification.
- Be sure you are taking advantage of available government programs to save your home.
- Help you postpone your Sheriff's Sale, so you have more time to work out a solution with your lender.
- Answer questions and is there for you throughout the process.
Get Started Today
Our free and confidential Foreclosure Prevention Services are available to Minnesota residents by phone or virtually. We also offer in-person appointments across Minnesota.
We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.