Understand Your Options to Prevent Foreclosure
Our experienced, HUD-certified, nonprofit foreclosure prevention counselors offer free, nonjudgmental and confidential support and guidance so that you can understand your options and rights to save your home or foreclose with a plan.
- 85% of participants stated foreclosure counseling helped them understand what options they had to deal with their delinquent mortgage.
- 85% of participants stated that after talking with a foreclosure prevention counselor they felt more confident with their mortgage decision.
- More than 90% of participants would recommend talking with one of our HUD-certified foreclosure prevention counselors if facing the same situation.
*Data taken from surveys sent to individuals served.
Please note: Our Foreclosure Prevention Counseling Services are only offered in Minnesota.
How an LSS HUD-Certified Foreclosure Prevention Counselor Can Assist:
- Review your current finances and give you a clear idea of your options and eligibility for a mortgage modification.
- Work with you to submit paperwork (including assistance with writing a financial hardship letter if needed) to your mortgage company to apply for a mortgage modification.
- Be sure you are taking advantage of available government programs to save your home.
- Help you postpone your Sheriff's Sale, so you have more time to work out a solution with your lender.
- Answer questions and is there for you throughout the process.
Get Started Today
Our free and confidential Foreclosure Prevention Services are available to Minnesota residents by phone or virtually. We also offer in-person appointments across Minnesota.
We have counselors who are fluent in Spanish and Hmong. In addition, American Sign Language (ASL) interpretation is available as needed.